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Report

2026 State of fintech report

Published July 29, 2026

Fintech Credit & Economic Trends Data Sources Fraud Management
2026 State of fintech report

Read the latest State of Fintech Report to see strategy playbook fintechs are implementing in 2026 and beyond. Key insights include:

  • How fintech leaders are balancing growth, fraud risk and portfolio performance
  • Why data strategy is becoming a competitive advantage in credit decisioning
  • How identity, credit and behavioral signals are enabling smarter lifecycle decisions
  • Practical actions fintech organizations can take to grow with confidence in 2026

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Report

13 October 2026

Q3 2026 Lending Conditions Chartbook

Explore economic conditions and consumer credit trends shaping the lending environment in Q3 2026.

  • Economic and labor market indicators, inflation and interest rates
  • Lending standards, credit demand and originations across major products
  • Delinquency trends by product, borrower segment and lender type
Report

12 October 2026

Navigating trust in the agentic age: Insights for e-commerce in 2026

Explore the latest e-commerce identity and fraud trends.

  • See how agentic commerce is reshaping shopping and fraud prevention.
  • Uncover gaps between consumer security preferences and merchant strategies.
  • Learn how merchants can build trust while reducing friction.
Report

01 October 2026

2027 State of the U.S. Housing Market Report

The U.S. housing market may begin to thaw in 2027, but improvement won't be universal. Changing affordability, borrower readiness, household finances and property-level costs will shape where opportunity emerges and who is positioned to act.

Experian's 2027 State of the U.S. Housing Market Report takes a closer look at the consumer, financial, and market signals behind these shifts, helping lenders look beyond national averages to understand where housing opportunity may be emerging, for whom, and under what conditions.

Inside the report

Explore the trends and data shaping the 2027 housing market, including:

  • Mortgage demand and borrower readiness
  • The true cost of homeownership
  • Regional market conditions
  • Household financial resilience
  • Home equity and lending opportunity
  • Renter sentiment and future demand
  • Economic and consumer trends

Report

25 September 2026

2027 Data Breach Industry Forecast

Explore our 2027 Data Breach Industry Forecast and the emerging risks shaping cybersecurity and consumer trust. 

  • See how AI may reshape identity verification and fraud 
  • Explore the rise of digital doppelgängers 
  • Learn how consumer privacy behaviors may evolve 
  • Understand why breach notifications may need a reset 
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