State of Credit Unions Report

In today’s competitive mortgage market, lenders are challenged to reduce origination costs, improve operational efficiency, and create a better borrower experience. This webinar explores how the Experian Verify Preview Report gives lenders visibility into employment and income record availability before ordering a full Verification of Income and Employment (VOIE) report. By providing transparency upfront, lenders can reduce unnecessary verification expenses, improve operational efficiency, and make more informed sourcing decisions.

What we’ll cover:

• How to determine record availability before ordering a full income and employment verification report
• Strategies for reducing unnecessary verification spending while improving operational efficiency
• Ways to improve borrower experience, accelerate loan processing, and reduce lender workload through smarter verification workflows
• How verification innovation supports broader mortgage automation and data-driven decisioning initiatives

Explore Experian's Q3 2026 U.S. economic outlook and scenarios forecasts.

• See GDP projections for 2026 and 2027.
  
• Understand the outlook for inflation and unemployment.
  
• Review expectations for Federal Reserve interest rates.
  
• Compare base-case, optimistic and pessimistic scenarios.

Explore key trends shaping the U.S. labor market and how workers are faring in today's economy.

• Examine job creation, unemployment and wage growth
• Explore research on AI's labor market impact
• See how healthcare is driving employment growth

Learn how a proactive credit card graduation strategy helped America First Credit Union responsibly expand member relationships while maintaining strong portfolio performance.

• Increased more than 32,000 credit card limits
• Generated approximately $26 million in balance growth
• Maintained just 0.59% delinquency